Information for Boating Atlantic Industry members

As you know, the situation with novel coronavirus (COVID-19) has been rapidly evolving in Canada and across the world.

Payroll information
Here is the link that should help with and Payroll questions that you may have while dealing with the COVID-19 crisis
https://payroll.ca/PDF/Resources/Payroll-and-Covid19-Infoline.aspx

Update May 5, 2020

Relaxation of Measures
It is good to hear that our Maritime Provinces recognize the importance of outdoor activity and boating to all that live here.
Prince Edward Island, New Brunswick and Nova Scotia have a relaxation of measures concerning out door activities including boating:

1. Sport fishing/recreational angling is now open in all provinces.(Check with each province for licensing requirements.)
2. Public Health rules are different in each of the three provinces, so please check with the correct authority as regards to non essential gatherings and what is open.

PRINCE EDWARD ISLAND
As of May 1, 2020 phase 1 will:
Allow recreational activities including, 
  • Walking, hiking, cycling and motorcycling
  • Golf courses, driving ranges and shooting ranges
  • Current PEI residents going to their own seasonal properties on PEI
  • Recreational fishing, including inland and tidal water fisheries and all recreational shellfish
  • Marinas and yacht clubs
Prince Edward Island is expecting to announce Phase 2 of gradual lifting of public health measures on individuals, communities and organizations on May 22, 2020
NEW BRUNSWICK
As of April 24, Phase 1 includes 
  • Two-household Bubble
  • Golf Courses (no restaurant, no bar)
  • Fishing and Hunting Seasons
  • Outdoor Spaces (where owner allows it)
  • Car Pooling
  • Post-secondary Education (progressive,
  • starting with practical programs)
  • Outdoor (Drive-in) Religious Services 
New Brunswick will consider opening Seasonal Campgrounds and ATV Trails two to four weeks after April 24. 
NOVA SCOTIA
As of May 1st
Recreational fishing
You can fish from shore or from a boat. Remember social distancing on shore and at the boat launch. You should only get on a boat with people you live with.
Fishing events, like derbies or festivals, won’t be happening until further notice. And out-of-province residents can’t tow their boats to Nova Scotia for recreational fishing.
Sailing and boating
You can work on your boat and get it ready for the season at boating and sailing clubs. Remember social distancing, and only get on a boat with people you live with.
Marinas and common areas (except for washrooms) are closed. Onsite restaurants can offer take-out.
Clarification has been received regarding public boat launches 
Provincial Parks:
The lifting of the Provincial Park closures applies just to the trails, which were closed because of COVID-19. Provincial parks are still closed for the season, although they will start opening up soon. Each park seems to have a specific opening date, some of which start mid-May.
Beaches and campground in those parks are still closed, so the slips are closed, for now. There's a list of parks here: https://parks.novascotia.ca/
If the provincial parks were going to remain closed beyond the usual dates, there will likely be an announcement about that. 
Launch Ramps in the Halifax Municipality
Boat launches are open, with the exception of those located on a municipal beach or connected to a recreation centre, as they remain closed.
You will have to check with other municipalities to find out about launch ramps.



Update April 27, 2020
Canadian Emergency Wage Subsidy (CEWS) Application opens today
A summary of the Canadian Emergency Wage Subsidy
1. How to Apply
Most businesses may apply using My Business Account
If you represent a business, you may apply using Represent a Client
Alternatively, you may apply using a separate online application form (available April 27)
Register now for CRA’s My Business Account if you are not already signed up. This will ensure that you can apply as soon as applications open.
If you are unable to register for My Business Account, make sure you have an online web access code so you are prepared to use the alternative application.
Make sure your business details and direct deposit information for your payroll accounts (RP) are up to date. This will ensure that any payments to you will be processed quickly and easily.

The subsidy generally covers 75% of an employee's wages – up to $847 per week - for employers of all sizes and across all sectors who have suffered a drop in gross revenues of at least 15% in March, and 30% in April and May.
The program will be in place for a 12-week period, from March 15 to June 6, 2020. 
Important to note that eligible employers must have a CRA payroll account
3.  How to determine the drop in gross revenues
March 2020 15% drop from either March 2019 revenue or an average of revenues from January and February 2020
April 2020 30% drop from either April 2019 revenue or an average revenues from January and February 2020
May 2020 30% drop from either May 2019 revenue or an average revenues from January and February 2020 
Important to note that should you decide to use the January and February revenues average, you have to continue to base your revenue drop each month on these numbers
An eligible employee is an individual employed in Canada by you (the eligible employer) during the claim period, except if there was a period of 14 or more consecutive days in that period where they did not receive any pay (eligible remuneration) by you. Employee eligibility is based on whether the person is employed in Canada, not where they live.
Important things to note:
a) When calculating the wage subsidy, you will need to determine an employee's baseline remuneration. Baseline remuneration is considered to be the average weekly eligible remuneration paid to an employee during the period of January 1, 2020, to March 15, 2020. However, you may exclude from your calculation any period of seven or more consecutive days for which the employee was not paid.
b) If you are rehiring an employee that has been laid off then they must be rehired and paid before you can claim the subsidy.
c) Rehired individuals may have received, or continue to receive, the Canada Emergency Response Benefit (CERB). Depending on the specific situation, these individuals may be required to repay some or all of the amounts they received. More information to come on this shortly. CERB recipients who already know they will need to repay their CERB payment can access the steps needed to return or repay the benefit.
d) Non arm's length employees*
If the employer that works at their own business has not received a pay check between January 1 - March 15, 2020, then they cannot claim the subsidy for themselves.
If the employer brings back an employee that is not an arms length employee eg: a seasonal family members worker that has not received a paycheck between January 1 - March 15, 2020 then they cannot claim the subsidy for that employee.
There is no limit on the total subsidy amount that an eligible employer may claim.
*Arm’s length
Generally, an arm’s-length employee includes any employee who does not own the business (or in the case of a corporation, control the corporation) and is not a member of that person’s immediate family.
Non-arm's length (not at arm's length)
A non-arm’s-length employee is someone who owns the business (or in the case of a corporation, controls the corporation) or is part of that person’s immediate family.
Read more about non-arm’s-length relationships

APRIL 23, 2020 UPDATE
Canada Emergency Wage Subsidy
Prime Minister Trudeau has  announced that the application window for the Canada Emergency Wage Subsidy opens on Monday, April 27th. Businesses will be able to apply through CRA My Business Account or a separate online application form.https://www.canada.ca/en/revenue-agency/services/subsidy/emergency-wage-subsidy.html

CRA has also created a calculator that allows an employer to figure out their subsidy amount: https://www.canada.ca/en/revenue-agency/services/subsidy/emergency-wage-subsidy/cews-calculate-subsidy-amount.html.

Available Business programs

ISED (Industry Canada) has updated their business support finder to include COVID-19 related programs. This is an excellent tool. You answer a few questions about your business,  identify the help you are looking for, and the website pulls together an easy-to-read list of everything that’s out there.

https://innovation.ised-isde.canada.ca/s/?language=en




APRIL 9, 2020 UPDATE

You can now apply for the Canada Emergency Business Account.
You must apply through you primary Canadian Bank that you conduct your business with eg RBC, CIBC etc
The Canada Emergency Business Account is an interest-free loan of $40,000 for qualifying businesses. Up to $10,000 of that amount will be eligible for complete forgiveness if $30,000 is fully repaid on or before December 31, 2022. No interest applies until January 1, 2023 .
Businesses or not-for-profits will be eligible to apply for this loan if they have:
  • an operating company registered in Canada on March 1, 2020;
  • annual payroll of between $50,000 and $1 million as evidenced by the organization’s 2019 T4 Summary of Remuneration Paid (T4SUM) 
 
Canada Emergency Wage Subsidy
This program is still being finalized by the Federal Government  however the subsidy would cover 75 per cent of an employee’s wages – up to $847 per week - for employers of all sizes and across all sectors who have suffered a drop in gross revenues of at least 15 per cent in March, and 30 per cent in April and May.
The program would be in place for a 12-week period, from March 15 to June 6, 2020.
The Government is also proposing that employers eligible for the CEWS be entitled to receive a 100-per-cent refund for certain employer contributions to Employment Insurance, the Canada Pension Plan, the Quebec Pension Plan, and the Quebec Parental Insurance Plan paid in respect of employees who are on leave with pay.
Application will be on the CRA My Business Portal
 
Statistics Canada Survey
Stats Can  has launched a survey in partnership with the Canadian Chamber of Commerce to measure the impact of the pandemic on businesses. These types of surveys are important as they allow the Federal Government to create programs that are suited to the businesses affected.

Noa Scotia Boatbuilders Association has an information page at https://nsboats.com/covid19/

APRIL 3, 2020 UPDATE

FEDERAL BUSINESS AID 
Canada Emergency Wage Subsidy  
The federal government has released the details of the new Canada Emergency Wage Subsidy, which would cover 75% of the first $58,700 normally earned by employees (up to a maximum benefit of $847 per week). Below are the key details for your business:
  • Eligible employers include individuals, taxable corporations (including non-resident corporations operating in Canada), and partnerships consisting of eligible employers as well as non‑profit organizations and registered charities. 
  • To claim the benefit, employers will need to show at least a 30% drop in gross revenues in March, April, or May compared to the same month in 2019 — see table below:
Wage Subsidy — Eligibility Periods

Period 1     March 15–April 11
March 2020 over March 2019

Period 2  April 12–May 9
April 2020 over April 2019

Period 3 May 10–June 6
May 2020 over May 2019

  • The 75% subsidy will be based entirely on the salary or wages actually paid to employees. All employers will have to attest that they’ve done all they can to cover the remaining 25% and top employees up to their full pay.
  • Note that the Wage Subsidy and Canadian Emergency Response Benefit (CERB) cannot be claimed at the same time, to avoid ‘double-dipping’. Please keep this in mind when furloughing any employees.
  • Employers will be able to apply for the wage subsidy through the Canada Revenue Agency (CRA) online portal in the coming weeks. The finance minister indicated that funds will start to flow in approximately 6 weeks. If you haven’t already, please set up your CRA My Business Account online today to ensure you receive the benefit payment faster.  https://www.canada.ca/en/revenue-agency/services/e-services/e-services-businesses/business-account.html
Please see the full Finance Canada backgrounder at   https://www.canada.ca/en/department-finance/news/2020/04/the-canada-emergency-wage-subsidy.html  
 
 
Canada Emergency Response Benefit (CERB)  
If you stopped working because of COVID-19, the Canada Emergency Response Benefit (CERB) may provide you with temporary income support.
The CERB provides $500 a week for up to 16 weeks.
Eligibility
The benefit will be available to workers:
  • Residing in Canada, who are at least 15 years old;
  • Who have stopped working because of COVID-19 and have not voluntarily quit their job;
  • Who had income of at least $5,000 in 2019 or in the 12 months prior to the date of their application; and
  • Who are or expect to be without employment or self-employment income for at least 14 consecutive days in the initial four-week period. For subsequent benefit periods, they expect to have no employment income.
  • The Benefit is only available to individuals who stopped work as a result of reasons related to COVID-19.
 
$40k interest-free loan for small businesses: please contact your commercial bank to find out how to apply
The new Canada Emergency Business Account will provide interest-free loans through financial institutions of up to $40,000 guaranteed by the government to eligible small- and medium-sized enterprises (SMEs). To qualify, businesses will need to demonstrate they paid between $50,000 to $1 million in total payroll in 2019. Repaying the balance of the loan on or before December 31, 2022 will result in loan forgiveness of 25 percent (up to $10,000).  
 
Federal Payment Extensions
HST: don’t have to pay until June 30th
Corporate and personal tax balances owing and instalments for 2020:  do not have to pay until September 1st  
 
BOATING INDUSTRY INORMATION
Sail Nova Scotia releases their position on access to Yacht Clubs
  “Provincial directives to help reduce the spread of COVID-19 apply to all individuals, including sailors and sailing clubs. Please stay in your home or neighbourhood and avoid all non-essential travel.” 
During this temporary period Clubs are encouraged to close member access to outdoor storage yards, wharves, moorings, docks, and indoor facilities.
 
Boating Atlantic suggests the following:
If your business has work to do on a boat on Yacht Club premises, please contact the Yacht Club directly to make sure you are able to access that boat within the Provincial directives.
 
Sport Fishing Season in Nova Scotia has been delayed
To further protect Nova Scotia’s population in these unprecedented times of risk, the 2020 sportfishing season is delayed until at least May 1. In keeping with Public Health’s advice for people to stay isolated at home, the province is limiting activities that can take people far from their homes, including closing public parks and beaches and delaying the 2020 sportfishing season.
ACTIVITIES NOT ALLOWED:
• All angling, for all species; including all trout species and smallmouth bass
• Angling for all species in both tidal and non-tidal waters; including the Bras d’Or Lakes
• Angling in all waterbodies; including those accessed through private property, your own or someone else’s
All Water Bodies: This delay is in place for all water bodies, regardless of whether or not a fishing licence is required; including tidal waters (saltwater).
Penalties: Anyone caught angling during this delay of season can be charged with fishing during a closed time, whether or not a fishing licence is required.
Licences: If you have already purchased a 2020 fishing licence, it is valid until March 31, 2021. No refunds will be issued.
Dip netting for smelt or gaspereau will still be allowed as it is a federally regulated activity that is not included in the angling season and does not require a licence.
 
Small Mouth Bass Spring ToUrnaments cancelled in New Brunswick
The New Brunswick Sports Fishing  Associations have announced that small mouth bass tournaments are cancelled this spring because of the COVID 19 Virus and the fact that they cannot collectively gather to conduct the tournaments.
 
PROVINCIAL BUSINESS SUPPORT
Information and links for provincial support in the Atlantic Provinces during the COVID 19 pandemic
 
Nova Scotia
An on-line tool to determine if your business can stay open
 
Information about Nova Scotia Financial Support for business
 
Prince Edward Island
Support for Business and Employees
 
New Brunswick
Support for New Brunswick Businesses
 
Newfoundland and Labrador
All information regarding COVID-19
 
 

Operational Best Practices for Marine Business

As an outdoor activity boating is a great way to get away from the stress and anxiety caused by the pandemic.

Here a few best practice recommendations :

Many marinas, dealerships and trade members are closing their retail store for the next couple of weeks (in line with government directives on public facilities). Now is a great opportunity to have staff take care of a project or two that have been at ‘the bottom of the list’. Get creative – Seek & communicate new / alternate means that you can introduce to sell your products. Look at options for online sales, pick-up or delivery service and more.

Have staff prepare on site facilities but do not open public spaces to the public currently – i.e. swimming pools, restaurants.

Your washroom facilities should be well stocked with sanitizing supplies, have recommendations posted, be cleaned thoroughly and frequently. If you have multiple stalls you may want to limit access/ number of users.

Consider ‘Risk Factors’ for your team – staff that have existing illnesses such as respiratory or diabetes should be supported appropriately to minimize their exposure.

Review Social distancing in your office environment. Staff need to be 3 – 6 feet apart as a minimum – get creative and make this a priority.

Consider your fuel dock staff, yard staff and make clear guidelines on how they too must respect social distancing in that environment – communicate this to your customers as well so they know what to expect when they approach the fuel dock or anyone in your facility.

Invite your clients to come to the marina to ‘Hug their boat’ – create a positive moment during a challenging time. While doing so remind them of your expectations for responsible Social Distancing (see below).

Communications

You are encouraged to ‘become your own media company’ and actively, openly and frequently act as a conduit to information while being sincerely willing to listen to the voices and concerns of your staff and clients.

Meet with your teams daily – provide updated info, hear their concerns, remind them of your policies regarding sanitizing – their own hands as well as your facilities and your expectations of guests. If any of your staff can work from home, then please encourage them to do so.

There are everyday actions that can help prevent the spread of germs that cause respiratory illnesses. Take these everyday steps to reduce exposure to the virus and protect your health:

  • • wash your hands often with soap and water or alcohol-based hand sanitizer
  • • sneeze and cough into your sleeve
  • • avoid touching your eyes, nose or mouth
  • • avoid contact with people who are sick
  • • stay home if you are sick

Communicate with your clients – insist that they self-quarantine for 14 days if they have been out of the country. Respectfully suggest they stay home if they are sick. Advise them of your plans – for launch / opening / scheduled events and so on (HAPPY THOUGHTS!!). Many businesses are advising clients that they will no longer process any cash transactions but will still take credit or debit cards or e-transfers for payment.

Communicate frequently through your email database, social media platforms and any others you use regularly.

Social distancing includes, but is not limited to:

  • Talking to your supervisor, manager, or employer about the possibility of working from home where possible.
  • Avoiding non-essential trips in the community / If you must go into the community for an essential trip via taxi or rideshare, be sure to keep the windows down.
  • If possible, limit or consider cancelling group gatherings.
  • If you have meetings planned, consider doing them virtually instead of in person.

Whenever possible, spend time outside (Like maybe ON A BOAT!!) and in settings where people can maintain a 1-2 meters (3-6 feet) distance from each other.












  • The Canadian Federation of Independent Business (CFIB) has put together an excellent Q&A and list of resources for businesses. In addition, they have also opened their Helpline to all business owners including non-CFIB members for advice on managing COVID-19 situations in the workplace. To talk to an expert, please call 1-888-234-2232.